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There are many challenges that banks in general have to face in the year 2015 and in general in the near future. Let me highlight one, which is the nature of their existence as we have come to know so far.
The impact of technology and the emerging non-banking banks, selling an assortment of products and services, are constantly questioning the concept of the universal bank. A bank will be the company that helps us manage our personal finances, safeguard our savings, facilitate our transactional use of cash, and generally offers individuals and businesses quality services at optimized costs.
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